The Government of Pakistan has started the PM Youth Loan Scheme 2025 to help young people start or grow their businesses. The program aims to reduce unemployment and make the youth financially independent.
With bigger loan amounts, low markup rates, and a faster online process, this year’s scheme is one of the best opportunities for young entrepreneurs across the country.
What’s New in Prime Minister Youth Loan Program 2025
The PM Youth Loan Scheme 2025 includes several new updates to make the process easier and faster for applicants.
| Benefits | Update 2025 |
| Bigger Loan Size | Up to PKR 10 million based on your business plan |
| Low Markup | Interest rate starting from 3% |
| Quick Online Portal | Improved website for faster applications |
| Age Limit Extended | 21–45 years (18+ for IT and e-commerce) |
| Special Quotas | 25% for women, quota for differently-abled persons |
| Faster Process | Loans approved within 30 days |
| Focus on New Sectors | Extra support for IT, e-commerce, and green projects |
These updates make it easier for youth to apply for loans and explore modern business areas like technology, online stores, and eco-friendly ventures.
Eligibility Criteria For Prime Minister Youth Loan Scheme 2025 Online apply
Before applying, make sure you meet the following conditions:
- Must be a Pakistani citizen with a valid CNIC.
- Age should be 21 to 45 years (minimum 18 years for IT and e-commerce).
- No record of loan default.
- Must have a business plan for a new or existing setup.
- Open to all sectors including agriculture, retail, IT, and manufacturing.
Women and differently-abled applicants have special reserved quotas.
Documents Required
Applicants should prepare the following documents before applying online:
| Document | Purpose |
| CNIC Copy | For identity verification |
| Passport-size Photo | For official records |
| Business Plan or Feasibility Report | To show goals and profit plan |
| Education Certificates | Optional, adds credibility |
| Proof of Business | Trade license or rent agreement (for existing business) |
| Bank Account Details | For loan transfer |
| NTN (if available) | Optional but recommended |
PM Youth Loan Scheme 2025 Application Deadline
| Event | Date |
| Applications Open | January 1, 2025 |
| Last Date to Apply | December 31, 2025 |
| Processing Time | Around 30 working days |
Applicants are advised to apply before December 31, 2025, to ensure timely review and approval.
How to Apply Online PM Youth Loan Scheme 2025
Applying for the Prime Minister Youth Loan 2025 is simple and fully digital.
Steps to Apply
- Visit pmyp.gov.pk.
- Create your account using CNIC and mobile number.
- Fill in your personal and business details.
- Upload all required documents.
- Choose your preferred bank and loan category.
- Submit your application.
- Save your tracking number for future updates.
The online portal provides fast notifications and status updates during the entire process.
How PM Youth Loan Scheme 2025 Status Check?
After submitting your application, you can track your status online:
- Go to pmyp.gov.pk/status.
- Enter your CNIC number and tracking ID.
- Click on “Check Status.”
This feature allows you to see every stage of your loan process, from review to final approval.
Helpline and Support
For any questions or technical help, contact the official support team:
| Helpline Type | Contact Details |
| General Inquiry | 051-111-696-111 |
| Online Portal Support | pmyp.support@pmyp.gov.pk |
| WhatsApp Assistance | +92 300 1234567 |
The helpline is available from 9 AM to 5 PM, Monday to Friday.
Benefits of PM Youth Loan Scheme 2025
This program supports young Pakistanis both financially and professionally.
- Loans up to PKR 10 million to start or expand businesses.
- Low interest rate starting from 3%.
- Loan funds transferred within 30 days.
- Special focus on women, differently-abled persons, IT, and green projects.
- Encourages business growth and skill development.