The Government of Punjab has launched the Apni Chhat Apna Ghar Program to help low-income families become homeowners. This housing initiative is one of the biggest welfare steps by the Chief Minister of Punjab, aiming to provide 100,000 affordable houses and apartments across the province. The program will be completed within four and a half years under three execution models.

Apni Chhat Apna Ghar Scheme by Chief Minister of Punjab
The Chief Minister of Punjab launched this housing project to support poor and middle-class families who are living in rented houses or informal settlements. The goal is to give them a safe, legal, and affordable place to live. The government will also improve infrastructure and basic facilities in these housing units.
This initiative is a major step forward in the housing sector of Punjab and shows the government’s commitment to social welfare and community development.
Goals of Apni Chhat Apna Ghar Program 2025
- To provide affordable housing to low-income families
 - To reduce slums and overcrowded living conditions
 - To improve access to electricity, water, and sanitation
 - To promote safer and cleaner communities
 - To generate jobs and boost the economy
 - To strengthen social unity and community development
 
Eligibility Criteria For Housing Scheme
To apply for the Apni Chhat Apna Ghar Program, applicants must meet the following conditions:
- Must be the head of the family as per NADRA records
 - Must be a permanent resident of Punjab (CNIC required)
 - Must own or possess land up to:
5 Marla in urban areas, OR
10 Marla in rural areas - Land must be in Punjab and applicant plans to build house there
 - No criminal record (anti-state, anti-social, or serious crimes)
 - Not a loan defaulter of any bank or financial institution
 - Must be registered in NSER with a PMT score of 60 or less
 
Apna Ghar Scheme Online Registration Last Date
The Apna Ghar Scheme Online Registration last date has not been officially announced yet. Applicants are advised to regularly check the official website and news updates.
Once the government announces the deadline, it will be updated on the website and media channels.
Benefits of the Apni Chhat Apna Ghar Scheme 2025
The apni chhat apna ghar scheme 2025 offers several benefits:
1. Affordable Housing: Families will get houses or apartments at affordable prices or easy installments.
2. Better Living Conditions: Residents will enjoy proper sanitation, electricity, clean water, and secure surroundings.
3. Government Support: The scheme is fully backed by the Chief Minister of Punjab, which ensures transparency and long-term success.
4. Job Creation: The construction of 100,000 houses will create nearly 500,000 jobs, helping both skilled and unskilled workers.
5. Social Stability: Owning a home increases security, dignity, and long-term financial stability for families.
How to Apply for Apna Ghar Scheme Online
If you meet the eligibility criteria, follow these steps for the Apna Ghar Scheme online registration 2025:
Step 1: Visit the Official Website
Go to the official program website: https://acag.punjab.gov.pk/index.aspx
Step 2: Open “Citizen Registration Form”
Click on the Apply Online or Citizen Registration button.
Step 3: Create an Account
Enter your CNIC number, mobile number, and create a secure password.
Step 4: Fill the Online Form
Provide accurate personal information:
- Name
 - CNIC
 - Family details
 - Permanent address
 - NSER details
 - Land ownership information
 
Step 5: Upload Required Documents
You may need to upload:
- CNIC copy
 - Land ownership proof
 - NSER or PMT score proof
 - Affidavit (if required)
 
Step 6: Submit and Confirm
Check all details carefully and click Submit.
Step 7: Wait for Verification
The authorities will review your application. If approved, you will be informed through SMS or the online portal.
Frequently Asked Questions (FAQ)
What is the Apni Chhat Apna Ghar Program?
It is a government housing scheme by the Chief Minister of Punjab to provide 100,000 affordable houses to low-income families.
Is land required to apply?
Yes, the applicant must own or possess up to 5 Marla (urban) or 10 Marla (rural) land in Punjab.
What is the Apna Ghar Scheme Online registration last date?
The last date is not announced yet. Check the official website for updates.
Will installments be available?
Yes, houses will be offered at affordable prices with easy installment plans.