Government of Punjab has officially launched the CM Punjab Livestock Card Scheme 2025. It an initiative to support small and medium livestock farmers by offering interest-free loans up to PKR 150,000. The project is led by the Chief Minister of Punjab and managed by the Livestock And Dairy Development Department, Punjab.
The scheme aims to strengthen rural livelihoods, boost milk and meat production, and promote modern livestock practices across the province. Farmers can use the loan to buy feed, medicine, silage, and other essential items for their animals.
Quick Overview of CM Punjab Livestock Card Scheme
| Feature | Details |
| Name | CM Punjab Livestock Card Scheme 2025 |
| Organizer | Government of Punjab – Chief Minister’s Office (CMO) |
| Eligibility | Resident farmer of Punjab, owns ≥ 1 livestock, CNIC-linked mobile, SPMS-registered |
| Maximum Loan | PKR 150,000 per card (interest-free) |
| Use of Funds | Wanda, silage, mineral mixes, calf feed, veterinary services |
| Application Window 2025 | 1 May – 15 June 2025 |
| Official Portal | https://punjab.gov.pk/cm-punjab-livestock-card |
| Cm Punjab Livestock Card Scheme 2025 Last Date | 15 June 2025 |
| Latest Updates | App launch, higher limit for dairy farmers, women bonuses |
Purpose of CM Punjab Livestock Card Scheme
Livestock plays a important role in Punjab’s rural economy. Many farmers rely on animals for milk, meat, and income, but struggle to afford quality feed or veterinary care. The CM Punjab Livestock Card Scheme 2025 solves this problem by giving farmers easy access to interest-free credit.
The goal is to improve animal health, increase productivity, and ensure stable income for livestock owners. The scheme also reduces farmers’ dependence on private lenders who charge high interest rates.
Background and Vision Behind Livestock Card Scheme
The Livestock Card initiative was first introduced in 2022 under the guidance of the Chief Minister. Its purpose was to modernize Punjab’s livestock sector through digital financial inclusion.
By 2024, more than 1.2 million farmers had benefited from the first phase of the project. Encouraged by this success, the Punjab government launched Phase 2 in 2025, adding new districts, a mobile app, and a higher loan limit for dairy farmers.
The 2025 expansion marks a major step in the province’s goal to empower rural communities through financial support and digital transparency.
Who Can Apply for Punjab Livestock Card Scheme 2025?
The Livestock and dairy development form Punjab targets genuine livestock owners who meet the following requirements:
Basic Eligibility:
- Must be a resident of Punjab with a valid CNIC.
- Must own at least one cow, buffalo, goat, sheep, or camel.
- Must have a mobile number linked to CNIC for OTP verification.
- Must be registered with the State Poultry & Milk System (SPMS) database.
Special Categories
| Category | Extra Benefit |
| Dairy farmers (3+ milking animals) | Can receive up to PKR 200,000 limit. |
| Women-only farms | Receive an extra PKR 10,000 as gender incentive. |
| Fish farmers | Can apply under the Aquaculture Credit Line. |
If an applicant does not meet all the requirements, they can still register on the waiting list for the next rollout.
Benefits of the Livestock Card
The CM Punjab Livestock Card online registration gives farmers access to a range of financial and non-financial benefits.
Financial Benefits
- Interest-free credit up to PKR 150,000 (PKR 200,000 for dairy farmers).
- Zero processing fee, meaning the full amount goes to the farmer.
- 12-month repayment period with flexible installments.
What You Can Purchase By Using Livestock Card
| Item | Estimated Cost (PKR) |
| Wanda (high-energy feed) | 20,000 – 30,000 |
| Silage (dry-season fodder) | 15,000 – 25,000 |
| Mineral mixture | 10,000 – 18,000 |
| Veterinary services | 5,000 – 12,000 |
| Calf-fattening feed | 30,000 – 50,000 |
Additional Perks
- Free training sessions on modern animal farming.
- Priority access to government livestock markets.
Digital record and receipts via the new mobile app
How to Apply – Step-By-Step Process (2025)
Applying for the CM Punjab Livestock Card Scheme 2025 is simple and completely online.
Step 1: Prepare Your Documents
- CNIC copy (clear scan or photo)
- SPMS registration proof
- Recent livestock photo
- Optional: Bank statement for faster approval
Step 2: Register on the Official Portal
Go to https://punjab.gov.pk/cm-punjab-livestock-card
Click “New Application”, then enter your name, address, and phone number.
Step 3: Verify via OTP
You’ll receive a verification code (OTP) on your registered mobile number. Enter it to confirm your identity.
Step 4: Upload Documents
Upload each document (under 2 MB) in JPG or PDF format.
Step 5: Choose Your Credit Package
Select Standard Loan (PKR 150,000) or Dairy Boost (PKR 200,000) and mark the items you wish to buy.
Step 6: Submit and Wait for Approval
The system reviews your application automatically within 24 hours. Once approved, your digital Livestock Card will appear in your dashboard.
Step 7: Use the Card
Visit any authorized dealer. Show your QR code to purchase approved livestock items.
Step 8: Repay the Loan
You can repay monthly through auto-debit or manual payment at any bank. The app also reminds you a week before each due date.
Important Dates for Livestock Card Loan Scheme 2025
| Event | Date |
| Online registration starts | 1 May 2025 |
| Cm Punjab Livestock Card Scheme 2025 Last Date | 15 June 2025 |
| First approvals issued | 20 June 2025 |
| First repayment deadline | 30 July 2025 |
| Phase-2 rollout ends | 31 December 2025 |
Latest Updates and Improvements
1. Second-Phase Expansion
Four new districts Rahim Yar Khan, Bhakkar, Attock, and Gujrat are added to scheme in second phase. Over 250,000 new cards are expected to be distributed by year-end.
2. Mobile App Launch
The official Livestock Card App (Android + iOS) launched on 12 May 2025. It shows balance, repayment alerts, and QR code for easy use.
3. Higher Loan Limit for Dairy Farmers
Farms with three or more milking animals can now get PKR 200,000 interest-free loans.
4. Women Empowerment Bonus
Women-owned livestock farms receive an additional PKR 10,000 to promote female entrepreneurship.
5. Integration with SPMS
All card transactions are linked with the State Poultry & Milk System (SPMS), ensuring transparency and better planning for future subsidies.
These updates were officially shared during the Punjab Livestock Summit 2025 held in Lahore on 8 April 2025.